Rani, Gita Mai, and Rika Desiyanti. 2024. “Pengaruh Literasi Keuangan, Inklusi Keuangan Dan Digital Payment Terhadap Kinerja UMKM Makanan & Minuman Di Kota Padang: The Influence of Financial Literacy, Financial Inclusion, and Digital Payment, on The Performance of Food & Beverage MSMEs in Padang City”. EKOMABIS: Jurnal Ekonomi Manajemen Bisnis 5 (02), 161 -74. https://doi.org/10.37366/ekomabis.v5i02.1403.