https://journal.lppmpelitabangsa.id/index.php/jespb/issue/feed 2026-10-25T17:08:30+00:00 Hamdan jurnaleksyarupb@pelitabangsa.ac.id Open Journal Systems <p><strong>JESPB: Jurnal Ekonomi Syariah Pelita Bangsa</strong> adalah salah satu jurnal yang diterbitkan oleh Program Studi Ekonomi Syariah Universitas Pelita Bangsa berkolaborasi dengan APSEII (Asosiasi Program Studi Ekonomi Islam Indonesia). Jurnal Ekonomi Syariah Pelita Bangsa mengkaji berbagai hal yang berkaitan dengan Ilmu Ekonomi Syariah, terbit enam bulanan (dua kali setahun) yaitu setiap bulan April dan Oktober.</p> https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3198 2026-10-24T03:01:48+00:00 Idzan Ihdil Mar'i idzaaan@gmail.com Dodi Sunanto dodi.sunanto@mail.uinssc.ac.id Sri Rokhlinasari srirokhlin@uinssc.ac.id Alvien Septian Haerisma alvienseptian@uinssc.ac.id

This study aims to analyze the role of halal certification in reducing information asymmetry, shaping consumer behavior, and influencing market structure from the perspective of Islamic economics. The research employs a qualitative methodology based on a conceptual-analytical literature review. Data were gathered from scholarly journal articles, reference books, and relevant prior research, with a literature search conducted via Google Scholar in March 2026. The literature was analyzed using a descriptive-qualitative approach through narrative synthesis to identify the relationships between the informational function of halal certification, consumer decision-making, market competition dynamics, and Islamic economic principles. The findings indicate that halal certification serves as a credible information signal, mitigating information asymmetry and consumer uncertainty. Furthermore, such certification strengthens consumer preferences and trust in halal products, while fostering product differentiation and shaping market competition and barriers to entry. However, the associated costs and compliance requirements may impose a burden on micro and small enterprises.

2026-10-21T03:27:00+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3218 2026-10-24T03:01:48+00:00 Sintawati sintaw4tiii@gmail.com Muhammad Afifuddin uinduts@gmail.com

This study examines how the payment rescheduling policy is implemented and how effective it is in addressing non-performing financing in murabahah contracts at Bank Aman Syariah. Using a qualitative approach with a field research method, data were gathered through interviews, observations, and documentation. The findings indicate that the rescheduling process involves several key stages, starting from identifying problematic financing, assessing the customer’s financial condition, obtaining approval, and finally preparing an addendum to the contract. This policy is generally provided to customers who are facing temporary financial difficulties but still demonstrate promising business potential. In terms of effectiveness, rescheduling has proven to be quite helpful in allowing customers to fulfill their payment obligations while also contributing to the reduction of non-performing financing levels.

2026-10-22T04:09:15+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3252 2026-10-24T03:01:48+00:00 Sandi Andika sandi.andika@gmail.com Naylasta Azzahro naylastaazzahro@gmail.com Sheera Febriana susibks103@gmail.com Nurfatimah Az-Zahra azzahranurfatimah13@gmail.com

This study aims to analyze the integration of blockchain technology in improving the transparency of zakat management from the perspective of maqashid sharia. This research employed a qualitative approach using a descriptive-analytical method through library research and a conceptual approach. The data were collected from various secondary sources, including journal articles, scientific books, zakat institution reports, and related regulations published between 2021 and 2026. The results show that blockchain technology is capable of improving transparency, accountability, and efficiency in zakat management through a decentralized, permanent, and immutable digital recording system. The implementation of smart contracts enables zakat distribution to be conducted automatically, accurately, and monitored in real time by muzakki. From the maqashid sharia perspective, blockchain implementation is aligned with the principles of wealth protection, justice, trustworthiness, and public benefit, as it minimizes the risk of fund misuse and strengthens public trust in zakat management institutions.

2026-10-22T04:34:42+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3269 2026-10-24T03:01:48+00:00 Indah Raissa Qur’ani indahraissa1@gmail.com Kusnul Ciptanila Yuni Kusuma peniharyanti@unhasy.ac.id

This study aims to analyze the influence of perceived usefulness and ease of use on the intention to use Byond by BSI, with trust as a mediating variable. A total of 97 students were selected as respondents using a purposive sampling technique. The research approach is quantitative with a causal associative design. Data were collected through questionnaires and analyzed using the PLS-SEM method, with evaluation of the outer and inner models including direct and indirect effects, as well as the coefficient of determination (R²). The results show that ease of use has a significant effect on trust and intention to use, while perceived usefulness has no significant effect on interest. Trust has a significant effect on interest and is able to mediate the effect of ease of use, but does not mediate the effect of perceived usefulness on interest. Meanwhile, perceived usefulness needs to be strengthened by increasing understanding of the service's benefits.

2026-10-22T06:47:41+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3270 2026-10-24T03:01:48+00:00 Ahmad Lutfi ahmad.lutfi659@gmail.com Miftahul Jannah ghessa28@gmail.com Rizal Fahlefi rizalfahlefi@uinmybatusangkar.ac.id

This article critically examines the existence of natural resources from the perspective of Islamic economics by challenging the modern economic paradigm that assumes natural resources are limited while human needs are unlimited. Using a qualitative approach with a critical–normative literature review design, this study analyzes classical and contemporary economic theories, empirical findings, and Islamic normative sources, including the Qur’an, Hadith, and authoritative tafsir literature. The findings indicate that the scarcity paradigm is not absolute, as the existence of natural resources is dynamic and continuously transformed through technological development, innovation, and human management. Empirical evidence further shows that environmental and economic crises are more closely related to unequal distribution, institutional failure, and excessive human behavior than to the absolute depletion of resources. From the Islamic economics perspective, natural resources are viewed as a divine trust (amanah) provided sufficiently for human welfare, while human consumption is normatively restricted by ethical and moral principles. This study concludes that the primary problem lies not in resource existence, but in flawed economic systems, unjust governance, and uncontrolled consumption behavior.

2026-10-22T14:04:51+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3275 2026-10-24T03:01:48+00:00 Novi Puspitasari Friana inarwati56@gmail.com

This study aims to analyze the performance measurement of Badan Amil Zakat Nasional using the Maslahah Scorecard approach. The research employed a mixed-method field research design combining qualitative and quantitative methods. Data were collected through observation, interviews, documentation, and questionnaires involving the leaders and staff of BAZNAS Bone Regency. The findings show that the elements of maslahah implemented by the institution include worship orientation, internal processes, workforce, learning, wealth, customers, entrepreneurship, and synergy. These orientations reflect the implementation of Maqashid Sharia principles in zakat management. The process performance score reached 0.846, while the outcome performance score reached 0.811, both categorized as fairly good. The Maslahah Scorecard approach is considered effective in measuring organizational performance comprehensively because it evaluates not only financial aspects but also spiritual, social, moral, and sustainability dimensions in accordance with Islamic values and organizational objectives.

2026-10-22T14:25:51+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3280 2026-10-24T03:01:48+00:00 Nur Sholikhin nursholikhin301@gmail.com Suparwi suparwi@iainkudus.ac.id

This study examines the implementation of productive zakat management through the Container Canteen Program of Dompet Dhuafa at Sunan Kudus Islamic University (UIN Sunan Kudus). Using a descriptive qualitative approach with a field research method, data were collected through observation, interviews, and documentation involving six informants. The results show that the implementation of the program effectively applies the POAC (Planning, Organizing, Actuating, Controlling) management functions. The challenges encountered include business competition, time management, differences in participants’ characteristics, and fluctuations in raw material prices. The impacts experienced by students include economic aspects (an average additional income of IDR 800,000 per month), social aspects (teamwork and expanded networks), psychological aspects (independence and self-confidence), as well as improved skills and work readiness.

2026-10-22T17:26:20+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3283 2026-10-24T03:01:48+00:00 Susi Noviana susinoviana@mhs.unhasy.ac.id Imam Sopingi imamsopingi@unhasy.ac.id Athi’ Hidayati athihidayati@unhasy.ac.id Peni Haryanti peniharyanti@unhasy.ac.id

This research investigates how halal awareness and FOMO influence purchase decisions and customer satisfaction regarding halal cosmetic products among students at Hasyim Asy’ari University (Unhasy). This study employs a quantitative approach using a survey method involving 101 respondents selected via purposive sampling, drawn from the active student population of Unhasy from the 2022–2025 cohorts. Data analysis was conducted using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with the assistance of SmartPLS 4.0 software. Findings reveal that halal awareness exerts a significant positive effect on both purchase decisions and customer satisfaction; FOMO demonstrates a significant yet negative effect on purchase decisions; and purchase decisions significantly shape customer satisfaction. These outcomes are expected to provide practical guidance for manufacturers, marketers, and halal certification institutions in developing more targeted marketing approaches.

2026-10-22T17:52:25+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3437 2026-10-24T12:18:41+00:00 Nur Nugrahani Setiawati nurnugrahani77@gmail.com Aunur Rofiq aunur@uin-malang.ac.id Ilfi Nur Diana ilfi_nurdiana@uin-malang.ac.id

This study examines the concept of Green Economy from the perspectives of the Qur'an and Hadith by reconstructing its normative foundations within the framework of Islamic teachings. Using a qualitative library research approach combined with thematic content analysis, the study analyzes relevant Qur'anic verses, authentic Hadith, classical and contemporary tafsir, and previous scholarly works on environmental sustainability. The findings reveal that the Islamic concept of Green Economy is founded upon the principles of tawḥīd, khalīfah (stewardship), amānah (trust), mīzān (balance), prohibition of isrāf (wastefulness), prevention of fasād (environmental degradation), and iḥyā’ al-mawāt (revitalization of unused land). This study contributes to the development of an Islamic Green Economy framework that supports sustainable development through a balanced integration of ecological responsibility, economic justice, and spiritual values.

2026-10-23T07:38:20+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3290 2026-10-24T03:01:48+00:00 Raihan Zhorif zhorifraihan1512@gmail.com Ramdani ramdani@stembi.ac.id ⁠Nelis Jamjam Munawaroh nelisjamjammunawaroh@stembi.ac.id

This study aims to analyze consumer perceptions regarding the use of halal-certified textile chemical auxiliaries at CV. Jaya Abadi Bersama in Bandung Regency. The research employs a qualitative approach using a descriptive method. Data were collected through observation, in-depth interviews, and documentation involving seven consumers who use these textile chemical auxiliary products. The findings indicate that consumers interpret halal certification in various ways: as a guarantee of halal status rooted in religious values, as a form of administrative compliance, and as an effort to enhance product quality. The study concludes that halal certification for textile chemical auxiliaries holds strategic value—both religiously and commercially—though its implementation remains situational, depending on the specific needs of the consumers.

2026-10-23T16:14:21+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3301 2026-10-24T03:01:48+00:00 Tarisa Luky Lestari tarisaluky2022@gmail.com Miftahul Hasanah miftahul.hasanah@unmuhjember.ac.id Dhofir Catur Bashori dhofircaturbashori@unmuhjember.ac.id

This study aims to analyze the impulsive buying behavior of Islamic Economics students in Jember Regency and identify the forms of Digital Israf emerging in their digital consumption activities. This research employed a qualitative phenomenological approach involving 24 students selected through purposive sampling. Data were collected through in-depth interviews, observation, and documentation and analyzed through data reduction, data display, and conclusion drawing. The findings reveal that impulsive buying behavior is influenced by digital promotions, transaction convenience, application usage intensity, and Fear of Missing Out. The forms of Digital Israf identified include purchasing beyond essential needs, prioritizing desires over necessities, limited consideration before transactions, and post-purchase reflection. These findings highlight the importance of self-control, financial awareness, and moderation in digital consumption activities in accordance with Islamic economic values.

2026-10-23T16:42:41+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3311 2026-10-24T03:01:48+00:00 Ubaidillah ubaidillah@staikap.ac.id Minati Maulida maulidaminati@gmail.com Hanik Rosyidah hanik.rosyidah@uingusdur.ac.id

The rapid growth of digital platforms has transformed the business models of micro, small, and medium enterprises (MSMEs), while simultaneously raising new challenges for Shariah compliance in daily transactions. This study aims to provide a critical diagnostic analysis of the gap between fiqh muamalah principles and contemporary digital MSME practices. This research employs a qualitative descriptive approach using semi-structured interviews, digital transaction observations, and documentation involving MSME actors and consumers. Shariah compliance is operationalised into four analytical dimensions: contract validity, transaction transparency, payment structure, and market behaviour ethics. The findings indicate that although MSME actors generally possess normative awareness of Islamic business values, Shariah compliance has not been systematically integrated into operational practices. Digital contracts tend to be implicit, product information transparency remains limited, and reliance on conventional digital payment instruments creates structural risks of riba. In addition, competitive pressure in digital markets encourages pragmatic marketing practices that potentially deviate from Islamic business ethics. This study contributes by offering a conceptual diagnostic framework to critically map the structural gaps between fiqh muamalah principles and contemporary digital MSME practices.

2026-10-23T17:05:16+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3387 2026-10-24T03:01:48+00:00 Enur Hotimah enur.hotimah2024@gmail.com

This study aims to analyze Islamic banks’ digital communication strategies for improving Generation Z’s Islamic financial literacy and to understand how social media users interpret educational content delivered through digital platforms. The study employs a qualitative approach with thematic analysis to explore participants’ experiences and interpretations of the phenomenon under investigation. Data were collected through semi-structured interviews, digital observation, and documentation from 15 Generation Z informants aged 18–25 who reside in Bekasi Regency and actively access Islamic banks’ social media content. Informants were selected using purposive sampling. Data analysis was conducted using a thematic analysis approach through a process of coding, theme grouping, and interpretation of meaning.

2026-10-23T17:54:17+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3445 2026-10-24T03:01:48+00:00 Nur Nugrahani Setiawati nurnugrahani77@gmail.com Khusnudin khusnudin@pbs.uin-malang.ac.id

The growing environmental crisis, resource depletion, and increasing waste generation have positioned the Circular Economy (CE) as a key strategy for achieving sustainable development. However, the existing CE framework is predominantly developed from economic and environmental perspectives, with limited attention to its ethical and spiritual dimensions. This study aims to reconstruct the concept of Islamic Circular Economy (ICE) by developing a transformative framework grounded in the Qur'an and Hadith to address conceptual controversies and strengthen the theoretical foundation of sustainable development. A qualitative approach was employed using library research combined with qualitative content analysis and thematic analysis. Data were collected from the Qur'an, authentic Hadith, and scholarly publications publications indexed in Scopus and Google Scholar on Circular Economy, Islamic Economics, and Sustainable Development published between 2015 and 2026. The findings reveal three major themes. First, the Qur'an and Hadith provide the epistemological foundation for Islamic Circular Economy through the principles of tawhid, khalifah, amanah, mizan, and islah. Second, these Islamic principles are conceptually aligned with the core practices of Circular Economy, including resource efficiency, waste reduction, regeneration, and environmental stewardship. Third, the proposed framework integrates theological, ethical, economic, social, and environmental dimensions into a comprehensive model that addresses conceptual fragmentation in previous studies. This study contributes a novel conceptual framework that positions Islamic Circular Economy as an independent paradigm for achieving sustainable development based on Islamic values.

2026-10-24T02:00:52+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3532 2026-10-24T03:01:48+00:00 Supriyanto supriyanto@pelitabangsa.ac.id Isfandayani isfandayani123@gmail.com Muhammad Cholid Abdurrohman cholid@pelitabangsa.ac.id

The growing halal food industry faces the dual operational challenge of improving production efficiency while minimizing resource waste without compromising halal integrity. Although previous studies have addressed halal production, operational efficiency, waste reduction, sustainability, and Islamic economic principles, these research streams remain fragmented, particularly at the production-operations level. This study systematically reviews the literature on operational efficiency and waste reduction in halal food production and examines their integration through an Islamic Operations Management (IOM) perspective. Following the PRISMA 2020 guidelines, publications indexed in Dimensions from 2014 to September 2026 were identified using four complementary search sets. The search yielded 86 records; after removing 12 duplicates, 74 records were screened, 33 reports were sought for retrieval, 31 were assessed for eligibility, and 10 studies were included in the final qualitative synthesis. The findings indicate that operational efficiency is multidimensional, encompassing process efficiency, productivity, cost, capacity, yield, resource utilization, and sustainable performance. Waste-reduction practices follow a progressive pathway of prevent/avoid, reduce, recover/recycle, and valorise, while halal integrity establishes operational boundaries for these improvements. A key conceptual finding is that operational waste and isrāf are related but not equivalent: operational waste represents technically measurable inefficiency, whereas isrāf provides a normative criterion for evaluating excessive or inappropriate resource utilization; their intersection lies in responsible resource use. Based on the cross-study synthesis, this review proposes the Islamic Sustainable Halal Operations Framework (ISHOF), integrating Islamic normative foundations, halal–tayyib operational governance, production operations, operational efficiency and waste minimization, and sustainable performance and maslahah-oriented outcomes. ISHOF positions Islamic principles as normative guidance for the objectives and boundaries of operational improvement rather than as substitutes for established operations-management tools. The framework provides a conceptual foundation for future empirical research on efficient, low-waste, and responsible halal food production.

2026-10-24T02:49:55+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa https://journal.lppmpelitabangsa.id/index.php/jespb/article/view/3444 2026-10-25T17:08:30+00:00 Ellsa Assari assariellsa5@gmail.com

This study was carried out to determine whether religiosity, education, and online media influence the interest of the Muslim community in Martubung Village in participating in cash waqf. The research involved 155 respondents, and the data were obtained through questionnaires distributed to the participants. The collected data were then analyzed using multiple linear regression with the assistance of SPSS version 25. The findings show that religiosity has a positive and significant effect on the community's interest in cash waqf, as indicated by a significance value of 0.014. On the other hand, education was found to have no significant influence on cash waqf interest because the significance value reached 0.419, which exceeds the accepted threshold. In contrast, online media was proven to positively affect people's interest in cash waqf, with a significance value of 0.000. Moreover, when examined simultaneously, religiosity, education, and online media together significantly influence the interest of the Muslim community in Martubung Village, Medan Labuhan District, to participate in cash waqf, as reflected by the overall significance value of 0.000.

2026-10-25T17:08:30+00:00 Copyright (c) 2026 Jurnal Ekonomi Syariah Pelita Bangsa